| AAPD |
American Association of People with Disabilities |
| AI |
Artificial intelligence |
| ALCO |
Asset-Liability Committee |
| APR |
Annual percentage rate |
| ARM |
Adjustable-rate mortgage |
| ATFC |
American Tree Farm 2021 Standard of Sustainability Certification |
| BAOC |
BSA/AML and OFAC Committee |
| BMP |
Best Management Practice |
| BRAVE |
Building Regions Associate Veterans Experience |
| BSA/AML |
Bank Secrecy Act/Anti-Money Laundering |
| C&I |
Commercial & Industrial |
| CB |
Commercial Banks |
| CCC |
Centralized Customer Complaint |
| CDFI |
Community Development Financial Institution |
| CDP |
formerly the Carbon Disclosure Project |
| CECL |
Current Expected Credit Loss |
| CF |
Consumer Finance |
| CFPB |
Consumer Financial Protection Bureau |
| CHR |
Compensation & Human Resources |
| Code of Conduct |
Code of Business Conduct & Ethics |
| COE |
Center of Expertise |
| COSO |
Committee of Sponsoring Organizations |
| CPP |
Capital Planning Process |
| CRA |
Community Reinvestment Act |
| DEI |
Diversity, Equity, and Inclusion |
| EAP |
Employee Assistance Program |
| ECPPC |
Enterprise Customer Protection and Privacy Compliance |
| ENRG |
Energy and Natural Resources Group |
| ESG |
Environmental, Social, and Governance |
| ESG/SRI |
ESG/socially responsible investing |
| ESRM |
Environmental and Social Risk Management |
| ETF |
Exchange traded fund |
| FTE |
Full-time equivalent employee |
| FRL |
Fair and Responsible Lending |
| GHG |
Greenhouse gas |
| GRI |
Global Reporting Initiative |
| G-SIB |
Global Systemically Important Bank |
| HBCU |
Historically Black Colleges and Universities |
| HVAC |
Heating, ventilation, and air conditioning |
| ICCC |
Inner City Capital Connections |
| IRC |
Internal Revenue Code |
| IRG |
Investment Research Group |
| ISO |
International Organization for Standardization |
| LGBTQ+ |
Lesbian, gay, bisexual, transgender, and queer |
| LGD |
Loss given default |
| LMI |
Low- and moderate-income |
| LTV |
Loan-to-value |
| MAC |
Mandatory Annual Compliance |
| MD&A |
Management’s Discussion & Analysis of Financial Condition & Results of Operations |
| MDI |
Minority Depository Institution |
| MF |
Mortgage Finance |
| MLO |
Mortgage Loan Officer |
| MSEP |
Military Spouse Employment Partnership |
| MWh |
Megawatt-hour |
| NC |
North Carolina |
| NCG |
Nominating & Corporate Governance |
| NIRA |
New Initiative Risk Assessment |
| NIST |
National Institute of Standards and Technology |
| NRRE |
Natural Resources and Real Estate |
| OAC |
Office of Associate Conduct |
| OFAC |
Office of Foreign Assets Control |
| PCAF |
Partnership for Carbon Accounting Financials |
| PII |
Personally identifiable information |
| PPP |
Paycheck Protection Program |
| PV |
Photovoltaic |
| RAM |
Regions Asset Management |
| RCDC |
Regions Community Development Corporation |
| RCLIQ |
Regions Client IQ |
| RM |
Reputation Management team |
| ROSIE |
Regions Optimal Solution Intelligence Engine |
| SASB |
Sustainability Accounting Standards Board |
| SBA |
Small Business Administration |
| SBIC |
Small Business Investment Company |
| SEC |
U.S. Securities and Exchange Commission |
| SFI |
Sustainable Forestry Initiative |
| TCFD |
Task Force on Climate-related Financial Disclosures |
| UDAAP |
Unfair, deceptive, or abusive acts or practices |
| VA |
Veterans Affairs |
| VITAL |
Valuing Inclusion to Accelerate and Lift |
| WB2C |
Well Below 2°C |
| WCLIQ |
Wealth Client IQ |
