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Introduction

About This Report

Regions’ Annual Review & Environmental, Social, and Governance (ESG) Report provides details on Regions’ financial and ESG performance in a combined document to better meet the needs of our stakeholders, in particular the investment community.

About This Report

While we consider a wide variety of inputs from our key stakeholders in determining the scope and content of this report, its structure is based on the reporting framework established through the World Economic Forum’s Stakeholder Capitalism Metrics initiative. We also provide indexes in the ESG Resource Center that identify how our Company’s reports and disclosures, including this report, align with the Value Reporting Foundation’s Sustainability Accounting Standards Board (SASB) Standards; the Global Reporting Initiative (GRI) Guidelines; and the Equal Employment Opportunity Commission’s EEO-1 report.

The goals discussed in our ESG disclosures are aspirational; as such, no guarantees or promises are made that these goals will be met. Furthermore, statistics and metrics included in these disclosures are estimates and/or may be based on assumptions. This report uses certain terms, including those that the GRI Guidelines refer to as “material” topics, to reflect the issues of greatest importance to Regions and our stakeholders. Used in this context, these terms are distinct from, and should not be confused with, the terms “material” and “materiality” as defined by or construed in accordance with securities law or as used in the context of financial statements and reporting.

The terms “Regions,” the “Company,” “we,” “us,” and “our” are used in this report to refer collectively to Regions Financial Corporation, a Delaware corporation, together with its subsidiaries, including Regions Bank (the Bank) where appropriate. Unless it is otherwise stated, all information disclosed in this report represents Regions’ activity as of December 31, 2021.

This report is not comprehensive and, for that reason, it should be read in conjunction with our Annual Report on Form 10-K for the year ended December 31, 2021 (particularly the “Forward-Looking Statements” and “Risk Factors” sections) and our Quarterly Report on Form 10-Q for the quarter ended March 31, 2022 (particularly the “Forward-Looking Statements” section), 2022 Proxy Statement, 2021 Task Force on Climate-related Financial Disclosures (TCFD) Report, and 2021 Community Engagement Report. We also plan to release our response to the 2022 CDP (formerly the Carbon Disclosure Project) Climate Change Questionnaire later in 2022, providing additional insight into the Company’s ESG work. All of the aforementioned documents can be accessed at ir.regions.com.

Contact Us

With teams across the Company dedicated to maintaining relationships, we interact with multiple stakeholder groups on a regular basis to respond to issues and concerns. If you would like to provide us with feedback, here are a few ways that you can contact us:

Regions Financial Corporation

1900 Fifth Avenue North
Birmingham, Alabama 35203

Chief Governance Officer

Attention: Chief Governance Officer
governance@regions.com

Investor Relations

Attention: Investor Relations
investors@regions.com

Board of Directors

c/o Office of the Corporate Secretary
Attention: Charles D. McCrary,
Independent Chair of the Board
governance@regions.com

Office of Customer Satisfaction

Attention: Office of Customer Satisfaction
ocs@regions.com

Media Relations

1-205-264-4551

Customer Service

1-800-REGIONS (734-4667)

Equal Housing Lender. Member FDIC
  • © 2022 Regions Bank. Regions®, the Regions logo, and the LifeGreen bike are registered trademarks of Regions Bank. The LifeGreen color is a trademark of Regions Bank. Other words or symbols in this report that identify other parties’ goods or services may be trademarks or service marks of those other parties.