Delivering Strength and Stability to Those We Serve

About MassMutual

Founded in 1851, we are one of the oldest, most trusted life insurance companies in the United States. Over time, we have delivered consistently strong results for our clients while maintaining our enduring financial strength, with ratingsSee footnote 1 that are among the highest in any industry. We benefit from the diversification of our businesses, products, and investments, especially in today’s ever-changing world.

  • 4.2M
    policyowners, members,
    and other customers
  • More than
    $10B
    in benefit payouts —
    the highest in our historySee footnote 2

Our Purpose

We Help People Secure Their Future and Protect the Ones They Love

MassMutual is guided by a legacy of purpose and a future of possibilities. We provide holistic solutions through our wide range of protection, accumulation, wealth management, and retirement income offerings, supporting our policyowners and customers through their biggest moments.

Since MassMutual was founded 175 years ago, we have helped people secure their future and protect the ones they love. We have enabled millions of people to build strong financial foundations to last a lifetime. Our policyowners know our greatest achievements come from what we accomplish together. We’ve been driven by this sense of shared purpose since 1851, and with the trust of those we serve, we will continue to deliver on our commitments for years to come.

  • A Purpose That Unites Us

    We help people secure their future and protect the ones they love.

  • A Strength That Grounds Us

    We have delivered the solutions people need through every stage of life for 175 years.

What Makes Our Company Remarkable

Enduring Financial Strength

  • Nearly doubled our total adjusted capital over the past decade, to more than $34 billion.See footnotes 2,3
  • Almost $1.1 trillion of life insurance protection in force.See footnote 4
  • Ranked No. 102 on the 2025 FORTUNE® 500 list.See footnote 5
  • $584 billion in assets under management (AUM).See footnote 6
  • Paid an average of $28 million in insurance and annuity benefits each day in 2025.See footnote 2
  • Maintained financial strength ratings that are among the highest in any industry.See footnote 1

Trusted Financial Professionals

  • Expanded our reach, launching new partnerships with financial professionals and institutions, and investing in the growth of core businesses.
  • Deepened relationships with clients, listening to and meeting their needs while bringing passion, knowledge, and guidance to support them through every stage of life.
  • Increased wealth management client AUM to a record $312 billion and expanded wealth management solutions that support our holistic approach.See footnote 7

Legacy of Mutuality

  • Continued to operate our business with a long-term perspective that has enabled us to serve generations.
  • Approved a record estimated dividend payout of $2.9 billion to our eligible participating policyowners for 2026, the largest in our history and our 158th year of paying a dividend. This includes an industry-leading dividend interest rate for the 20th year in a row.See footnote 8
  • The MassMutual Foundation partnered with local community members and organizations to help build financial resilience, leading to more opportunities for all.

Holistic Approach

  • Offered a broad range of planning, protection, and investment solutions to help clients meet their goals throughout the financial lifecycle, whether protecting an individual, family, or business, or building wealth.
  • Invested in industry-leading technologies to help our financial professionals build meaningful connections with clients.
  • Delivered on our commitments and generated long-term customer value.
  • Cultivated our purpose-driven culture and supported employees through every stage of life.
  1. Financial strength ratings for MassMutual and its subsidiaries, C.M. Life Insurance Company and MML Bay State Life Insurance Company, are as follows: A.M. Best Company, A++ (Superior); Fitch Ratings, AA+ (Very Strong); Moody’s Investors Service, Aa3 (High Quality); and S&P Global Ratings, AA+ (Very Strong). Ratings are current as of April 1, 2026, and are subject to change.
  2. These are consolidated statutory results of Massachusetts Mutual Life Insurance Company (MassMutual) and its U.S.-domiciled life insurance subsidiaries: C.M. Life Insurance Company, MML Bay State Life Insurance Company, and MassMutual Ascend (included for 2021-2025 only), as well as key subsidiaries (not included in Total Life Company Assets), as of December 31, 2025. Source: 2025 Consolidated Statutory Financial Statements.
  3. Defined as Surplus + Consolidated Asset Valuation Reserve + ½ Consolidated Apportioned Policyowner Dividend Liability–Affiliated Foreign Insurance Operations.
  4. These are consolidated results of Massachusetts Mutual Life Insurance Company and its U.S.-domiciled life insurance subsidiaries: C.M. Life Insurance Company, MML Bay State Life Insurance Company, and MassMutual Ascend, as well as key subsidiaries, as of December 31, 2025.
  5. From FORTUNE. ©2025 FORTUNE Media IP Limited. All rights reserved. FORTUNE 500 (June 2025) is a registered trademark of FORTUNE Media IP Limited and is used under license. FORTUNE and FORTUNE Media IP Limited are not affiliated with, and do not endorse products or services of, MassMutual.
  6. Assets under management include assets and certain external investment funds managed by MassMutual subsidiaries, including Barings and MassMutual Ascend, as of December 31, 2025.
  7. Total client assets represents assets for both MML Investors Services, LLC and MassMutual Private Wealth & Trust, as of December 31, 2025.
  8. Dividends and the Dividend Interest Rate (DIR) are determined annually, subject to change, and not guaranteed. Dividends for eligible participating life insurance policies primarily consist of investment, mortality, and expense components. The DIR is used to determine the investment component of the dividend. The DIR is net of investment expenses. The way companies quote and apply the DIR varies. It is not the rate of return on the policy and should not be the sole basis for comparing insurers or policy performance.
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