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Our Products
and Services

Discover provides banking and credit products that help people achieve a brighter financial future—from establishing good credit and paying for a college education to consolidating debt. We issue the Discover card, America’s cash rewards pioneer and offer private student loans, personal loans, home loans, checking and savings accounts, and certificates of deposit. All are backed by our 100 percent U.S.-based customer service, which is dedicated to meeting customers’ individual financial needs. We are committed to making our products and services simple, straightforward and transparent.

We operate the Discover Global Network comprised of Discover Network, with millions of merchant and cash access locations; PULSE, one of the nation’s leading ATM/debit networks; and Diners Club International, a global payments network with acceptance around the world.

Discover’s Digital Bank and Global Network
(at 2021 year end)

Checking
and Savings
Accounts, Money
Market Accounts, and
Certificates of Deposit $62Bn in bank deposits
Network Partners and Discover Proprietary Network Volume $230Bn
Diners Club
International $26Bn in volume
The Discover card, America’s cash rewards pioneer, and our Miles, Secured, Student, and Small Business cards $74Bn at year-end
in card loans
Private Student, Personal and Home Equity Loans $19Bn in loans
PULSE Debit Network $248Bn in volume