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2020 Annual Review & ESG Report
Consistent, Sustainable, Long-Term Performance Made Simple

Whether serving customers, protecting the environment, or creating value for shareholders, simplification is key.

Top Talent.

We build the best
team through:

1

Internal mobility strategies that promote development opportunities and career growth for all associates.

2

Strategic partnerships with 10 Historically Black Colleges and Universities (HBCUs) to increase our pipeline of diverse talent.

3

10 associate Diversity Networks that foster inclusion, connectivity, and collaboration across the Company

High Tech. High Touch.

We evolve our approach to meet tomorrow’s
customer needs by:

1

Investing in artificial intelligence and data and analytics that deliver efficiency and personalization.

2

Enhancing technology at ATMs, on mobile and online banking platforms, at the branch, and through call centers to make interactions increasingly seamless, smooth, fast, and secure.

3

Equipping associates with the right knowledge and training to empower them to deliver trusted advice and personalized solutions.

Good Deeds.

We help the communities we serve stay vibrant,
resilient, and strong by:

1

Committing $12 million over two years to advance programs and initiatives that promote racial equity and economic empowerment for communities of color, specifically focused on advancing minority business development, increasing homeownership, reducing the digital divide in underserved communities, and promoting racial understanding.

2

Establishing and funding the Regions Community Development Corporation (RCDC), which will provide debt and/or equity financing for projects and entities with a community development purpose.

3

Disbursing $20.5 million in grants and contributions from Regions Bank and the Regions Foundation®.

Greener Banking.

Our commitment to operate sustainably
means we:

1

Saved $91 million in energy costs since 2008 through energy efficiency initiatives.

2

Have already met our 2023 operational emissions goal and now pledge to reduce gross Scope 1 and Scope 2 location-based greenhouse gas emissions by 50% by 2030, against a 2019 base year.

3

Implement continuous resource conservation and waste reduction strategies in our operations.

A Can-Do Attitude.

We cultivate a culture that is focused on continuous improvement every day, resulting in:

1

Top total shareholder returns and strong financial results, demonstrated by 7% revenue growth in 2020 despite the challenging year.

2

Our best operating performance in over a decade, generating record pre-tax, pre-provision income in 2020.

3

The completion of 48 continuous improvement initiatives focused on revenue generation or expense savings.